Layaway Terms

Layaway Terms

1) All layaway sales must be initiated with a minimum of 20% down. Balance payments must be made every thirty (30) days, and must be 10% of the initial balance due. For example, a $500 item would require $100 down, and a minimum payment of $50 to be made every 30 days.

2) If forty-five (45) days pass with no payment, we reserve the right to cancel the layaway and return the item to our inventory, and all monies paid will not be returned.

3) Limited return policy on layaway sales. Should customers decide not to complete the layaway, a 15% restocking fee will be assessed on the total of payments made. Customers purchasing firearms on layaway do so with the understanding that they must pass a federal background check and fulfill any state or local requirements to finalize the sale of the firearm. Should customer not be able to pass the federal background check, a 15% restocking fee will be assessed on the total amount of the sale in addition to any extra fees or shipping costs incurred. These fees will be subtracted from the refund.

4) Payments must be made every thirty (30) days. Customers must make payments by calling in to the store 602-889-1503 ext 3 between the hours of 10am to 6pm MST Monday - Friday to pay with a credit card. Credit cards must match the name on the lay-a-way account.

Customers may also make payment by money order. Please include name and lay-a-way account number and mail to the following address: 

Mo Money Pawn Shop

1152 E. Indian School Rd

Phoenix, AZ 85014